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Though the details of the form may vary from state to state, an SR-22 (aka SR-22 insurance or SR-22 bond) is a Certificate of Financial Responsibility (CFR) and not insurance itself. An SR-22 is filed with your state by your insurance company and certifies that you carry the state-mandated amount of liability coverage on your car insurance policy.
Non owner SR22 insurance Illinois is a high risk insurance with the minimum required liability coverage. The state of Illinois penalizes drivers for a number of motor vehicle offenses, including driving without liability insurance.
SR-22 insurance, or an SR-22, is a certification issued by your car insurance company showing proof that you are carrying the minimum liability coverage required by your state. If you have been involved in an accident and were not carrying minimum car insurance, most state DMVs will require you to hold an SR-22.
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You need an SR-22 in Illinois to prove that you have insurance after you are convicted of certain serious driving violations. SR-22 insurance typically costs substantially more than regular insurance, but there are ways for you to bring down the cost.
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